FINANCE COMMUNITY EXPERT: Claritas Wealth

Budget 2025 – sitting tight was a good option

by Tim Walsham, Claritas Wealth

Before the Autumn 2025 Budget we understandably had many clients concerned that they should be taking action in order to pre-empt changes that may be made by the Chancellor.

Our general stance was that if you were going to do something anyway in the very near future (e.g. making a large gift or taking the lump sum from a pension for a specific purpose) then it maybe made sense to do this before the Budget.

Otherwise the stance was to sit tight and wait. If we acted on every rumour before every Budget then financial planning would be an unstructured, chaotic business.

Yet again this proved to be the right course of action.

There have been some changes but we can now consider them calmy and carefully and continue to construct sensible, robust financial plans.

If you’d like to discuss how you might be affected by the Budget changes, please do get in touch. No charge for a chat.

www.claritaswm.co.uk